Legal Disclaimer:
ZenityCapitalLTD places the highest value on the information you share with us,
and we are committed to protecting your privacy. As one way to demonstrate
this commitment, we have compiled helpful information to enable you to
protect your personal privacy and financial security. In addition, should
you encounter fraud or identify theft, we have also included guidance on
how to
notify us, as well as other creditors where applicable.
We take commercially reasonable measures to protect
the security of information electronically transmitted
to us through the use of customer service information
forms integrated into our Website. However, we advise
you to exercise caution when sending us e-mail through the Internet as such
transmissions may not be secure. For example, e-mail may be intercepted by a
third party or may not be immediately received by the designated person or
department. Please do not use e-mail to send us confidential or privileged
information (such as account numbers or financial information), information
that may need our immediate attention, or information we have required you
to send us in a signed writing or by other express means. We will not be
liable to you for any losses or damages incurred as a result of the
interception or unauthorized use by any third party of any information
transmitted by you via insecure e-mail or as a result of your use of e-mail
for the transmission of, or our failure to respond to e-mail that includes,
information that we have required you submit through another express means
or medium.
Personal Banking
The body of state and federal law that governs our relationship with you,
however, is too large and complex to be
reproduced here. The purpose of this document is to:
- establish rules to cover transactions or events which the law does not regulate;
- establish rules for certain transactions or events which the law regulates but permits variation by agreement; and
- give you disclosures of some of our policies to which you may be entitled or in which you may be interested.
Ownership of Site Agreement to Terms of Use
You are responsible for obtaining and maintaining all telephone equipment
and services, internet connection services, computer hardware and software,
and other equipment necessary for you to access and use the Website. We are
not responsible or liable to you for any errors or failures resulting from
defects in or malfunction of your computer or related equipment or services,
nor are we responsible or liable to you for any computer virus or related
problems
that may be associated with the use of an online system.
Minimum Account Identification Requirements
To help the government fight the funding of terrorism and money
laundering activities, Federal law requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your
name, address, date of birth, and other information that will allow us to identify you. We will also ask to
see your driver's license or other identifying documents.
Enhanced Security for Online Banking
To authorize our customers’ access to online banking, we use password
verification and enhanced security. Enhanced security utilizes a “cookie”,
which is a small text file stored on your computer. This “cookie” is unique,
and when used in combination with your login
information, creates a unique way to identify you to the system.
This “cookie” is only used to validate your identity. This “cookie” does not contain any personal information, and will not
be used to share any information about you with a third party.